* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: 'Inter', sans-serif;
  color: #1a1a1a;
  background: #fff;
}

.container {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ── HERO ─────────────────────────────────────────── */
.hero {
  display: flex;
  height: 280px;
}

.hero-img {
  flex: 1;
  background-size: cover;
  background-position: center;
}

.hero-left {
  background-color: #2a2a2a;
  background-image: linear-gradient(135deg, #111 0%, #3a3a4a 60%, #222 100%);
}

.hero-right {
  background-color: #b0b0b0;
  background-image: linear-gradient(135deg, #c8c8c8 0%, #e8e8e8 50%, #aaa 100%);
}

.hero-center {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 14px;
  background: #fff;
  padding: 20px 48px;
  min-width: 200px;
  flex-shrink: 0;
}

.brand {
  display: flex;
  align-items: center;
  gap: 8px;
}

.brand-icon {
  font-size: 26px;
  line-height: 1;
}

.brand-name {
  font-size: 20px;
  font-weight: 700;
  white-space: nowrap;
  color: #111;
}

.hero-date {
  font-size: 11px;
  color: #666;
  background: #f0f0f0;
  padding: 4px 14px;
  border-radius: 20px;
}

/* ── SECTION TITLE ────────────────────────────────── */
.section-title {
  font-size: 26px;
  font-weight: 900;
  letter-spacing: 3px;
  text-transform: uppercase;
  margin-bottom: 36px;
}

.section-title.white { color: #fff; }
.section-title.dark  { color: #1a1a1a; }
.section-title.centered { text-align: center; }

/* ── HOW IT WORKS ─────────────────────────────────── */
.how-it-works {
  background: #1B2744;
  padding: 56px 0;
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.card {
  border-radius: 14px;
  overflow: hidden;
  padding: 24px;
}

/* Aadhaar orange card */
.card-orange {
  background: #E07B1A;
  color: #fff;
}

.aadhaar-header {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 18px;
}

.aadhaar-wheel {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: conic-gradient(
    #FFD700 0deg 25deg, transparent 25deg 55deg,
    #FFD700 55deg 80deg, transparent 80deg 110deg,
    #FFD700 110deg 135deg, transparent 135deg 165deg,
    #FFD700 165deg 190deg, transparent 190deg 220deg,
    #FFD700 220deg 245deg, transparent 245deg 275deg,
    #FFD700 275deg 300deg, transparent 300deg 330deg,
    #FFD700 330deg 355deg, transparent 355deg 360deg
  );
  display: flex;
  align-items: center;
  justify-content: center;
}

.wheel-inner {
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: #E07B1A;
}

.aadhaar-label {
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 2px;
}

.card-orange h3 {
  font-size: 17px;
  font-weight: 700;
  margin-bottom: 10px;
  color: #fff;
}

.card-orange p {
  font-size: 13px;
  line-height: 1.7;
  color: rgba(255,255,255,0.88);
}

/* White card */
.card-white {
  background: #fff;
}

.card-thumb {
  width: 100%;
  height: 110px;
  border-radius: 8px;
  margin-bottom: 16px;
}

.deposits-thumb {
  background: linear-gradient(135deg, #d0d0d0, #b0b0b0);
}

.card-white h3 {
  font-size: 17px;
  font-weight: 700;
  margin-bottom: 10px;
  color: #1a1a1a;
}

.card-white p {
  font-size: 13px;
  line-height: 1.7;
  color: #555;
}

/* Photo card */
.card-photo {
  position: relative;
  min-height: 220px;
  display: flex;
  align-items: flex-end;
  padding: 0;
  background-size: cover;
  background-position: center;
}

.handover-photo {
  background-color: #8a9e8a;
  background-image: linear-gradient(160deg, #6a8a7a 0%, #8aaa9a 100%);
}

.card-photo-overlay {
  padding: 20px 24px;
  background: linear-gradient(transparent, rgba(0,0,0,0.65));
  width: 100%;
  border-radius: 0 0 14px 14px;
}

.card-photo-overlay h3 {
  font-size: 17px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 8px;
}

.card-photo-overlay p {
  font-size: 13px;
  line-height: 1.6;
  color: rgba(255,255,255,0.85);
}

/* ── CATEGORIES ───────────────────────────────────── */
.categories {
  padding: 60px 0;
  background: #fff;
}

.categories-body {
  display: flex;
  align-items: center;
  gap: 60px;
}

.cat-list {
  flex: 1;
  list-style: none;
}

.cat-list li {
  font-size: 15px;
  color: #333;
  padding: 9px 0;
  display: flex;
  align-items: center;
  gap: 10px;
}

.cat-list li::before {
  content: '•';
  color: #E07B1A;
  font-size: 22px;
  line-height: 0;
  padding-top: 2px;
}

.categories-photo {
  flex: 1;
  height: 280px;
  border-radius: 12px;
  background-color: #c8a06a;
  background-image: linear-gradient(135deg, #d4a853 0%, #b08030 100%);
}

/* ── TIMELINE ─────────────────────────────────────── */
.timeline-section {
  padding: 60px 0;
  background: #f8f8f8;
}

.timeline {
  display: flex;
  align-items: flex-start;
}

.tl-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  flex: 1;
}

.tl-dot {
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: #1B2744;
  flex-shrink: 0;
}

.tl-connector {
  height: 3px;
  background: #1B2744;
  flex: 1;
  margin-top: 7px;
  min-width: 20px;
}

.tl-item h4 {
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 1.5px;
  color: #1B2744;
  text-align: center;
}

.tl-item p {
  font-size: 11px;
  color: #666;
  text-align: center;
  max-width: 90px;
  line-height: 1.5;
}

/* ── EXPLORE ──────────────────────────────────────── */
.explore {
  background: #1B2744;
  padding: 60px 0;
}

.explore-body {
  display: flex;
  align-items: center;
  gap: 60px;
}

.explore-photo {
  flex: 1;
  height: 300px;
  border-radius: 12px;
  background-color: #5a4a3a;
  background-image: linear-gradient(135deg, #6a5a4a 0%, #7a6a5a 100%);
}

.explore-text {
  flex: 1;
}

.explore-text h2 {
  color: #fff;
  font-size: 26px;
  font-weight: 900;
  letter-spacing: 3px;
  text-transform: uppercase;
  line-height: 1.3;
  margin-bottom: 28px;
}

.explore-list {
  list-style: none;
}

.explore-list li {
  color: rgba(255,255,255,0.85);
  font-size: 15px;
  padding: 8px 0;
  display: flex;
  align-items: center;
  gap: 10px;
}

.explore-list li::before {
  content: '•';
  color: #E07B1A;
  font-size: 22px;
  line-height: 0;
  padding-top: 2px;
}

/* ── NEXT STEPS ───────────────────────────────────── */
.next-steps {
  padding: 60px 0;
  background: #fff;
}

.steps {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.step-row {
  display: flex;
  align-items: stretch;
  border-radius: 10px;
  overflow: hidden;
  background: #f5f5f5;
}

.step-label {
  min-width: 220px;
  background: #1B2744;
  color: #fff;
  font-size: 15px;
  font-weight: 700;
  display: flex;
  align-items: center;
  padding: 20px 28px;
}

.step-details {
  display: flex;
  flex: 1;
  gap: 0;
}

.step-detail {
  flex: 1;
  padding: 18px 24px;
  border-left: 1px solid #e0e0e0;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.step-detail strong {
  font-size: 13px;
  font-weight: 700;
  color: #1a1a1a;
}

.step-detail span {
  font-size: 12px;
  color: #777;
}

/* ── CONTACT ──────────────────────────────────────── */
.contact {
  padding: 64px 0 56px;
  background: #fff;
  text-align: center;
}

.contact-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
}

.contact h2 {
  font-size: 34px;
  font-weight: 900;
  margin-bottom: 8px;
}

.contact-sub {
  font-size: 14px;
  color: #777;
  margin-bottom: 32px;
}

.btn-email {
  display: inline-block;
  background: #1B2744;
  color: #fff;
  text-decoration: none;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 1px;
  padding: 13px 52px;
  border-radius: 6px;
  margin-bottom: 16px;
  transition: background 0.2s;
}

.btn-email:hover {
  background: #253660;
}

.contact-phone {
  font-size: 15px;
  color: #333;
  font-weight: 500;
}

/* ── FOOTER BAR ───────────────────────────────────── */
.footer-bar {
  height: 18px;
  background: #E07B1A;
}

/* ── MODAL ────────────────────────────────────────── */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.55);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 1000;
  padding: 20px;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.25s ease;
}

.modal-overlay.open {
  opacity: 1;
  pointer-events: all;
}

.modal {
  background: #fff;
  border-radius: 18px;
  padding: 40px 36px;
  width: 100%;
  max-width: 460px;
  position: relative;
  transform: translateY(20px);
  transition: transform 0.25s ease;
}

.modal-overlay.open .modal {
  transform: translateY(0);
}

.modal-close {
  position: absolute;
  top: 16px;
  right: 20px;
  background: none;
  border: none;
  font-size: 26px;
  color: #888;
  cursor: pointer;
  line-height: 1;
  padding: 4px;
  width: auto;
}

.modal-close:hover {
  color: #333;
  transform: none;
  box-shadow: none;
}

.modal-brand {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 20px;
}

.modal-title {
  font-size: 22px;
  font-weight: 800;
  color: #1a1a1a;
  margin-bottom: 6px;
}

.modal-sub {
  font-size: 13px;
  color: #777;
  margin-bottom: 28px;
}

.form-group {
  margin-bottom: 18px;
}

.form-group label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: #333;
  margin-bottom: 6px;
}

.form-group input {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid #ddd;
  border-radius: 8px;
  font-size: 14px;
  font-family: inherit;
  color: #1a1a1a;
  background: #fafafa;
  transition: border-color 0.2s;
  outline: none;
}

.form-group input:focus {
  border-color: #1B2744;
  background: #fff;
}

.form-group input.invalid {
  border-color: #e53e3e;
}

.field-error {
  display: block;
  font-size: 11px;
  color: #e53e3e;
  margin-top: 4px;
  min-height: 16px;
}

.btn-submit {
  width: 100%;
  padding: 14px;
  background: #E07B1A;
  color: #fff;
  border: none;
  border-radius: 8px;
  font-size: 15px;
  font-weight: 700;
  font-family: inherit;
  cursor: pointer;
  margin-top: 6px;
  transition: background 0.2s, transform 0.15s;
}

.btn-submit:hover {
  background: #c96d10;
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(224, 123, 26, 0.3);
}

.btn-submit:disabled {
  background: #ccc;
  cursor: not-allowed;
  transform: none;
  box-shadow: none;
}

.success-icon {
  width: 64px;
  height: 64px;
  background: #E07B1A;
  color: #fff;
  font-size: 30px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.hidden {
  display: none !important;
}

/* ── RESPONSIVE ───────────────────────────────────── */
@media (max-width: 768px) {
  .hero { height: auto; flex-direction: column; }
  .hero-img { height: 140px; }
  .hero-center { padding: 28px 32px; }

  .cards { grid-template-columns: 1fr; }

  .categories-body,
  .explore-body { flex-direction: column; gap: 28px; }
  .categories-photo,
  .explore-photo { width: 100%; height: 220px; }

  .timeline { flex-wrap: wrap; justify-content: center; gap: 20px; }
  .tl-connector { display: none; }
  .tl-item { flex: 0 0 30%; }

  .step-row { flex-direction: column; }
  .step-label { min-width: unset; }
  .step-details { flex-direction: column; }
  .step-detail { border-left: none; border-top: 1px solid #e0e0e0; }
}